No, you cannot make a claim and also have cover for a re-arranged date, if a successful claim is paid under Section 1 Cancellation and Re-arrangement, the policy will be discharged and there will be no further cover provided. You will need to seek alternative cover for your re-arranged wedding.

Your policy covers you for unrecoverable costs in the event you need to make a claim for cancellations or rearrangement under Section 1 Part 1 and Part 2. Your claim would need to be as a result of something which is specifically covered (an insured event) under this section and is not otherwise excluded or outside the limits of your policy you purchased. For rearrangement specifically we would cover a cost up to but not exceeding 25% more than the original invoice.

If a successful claim is paid under Section 1 Cancellation and Re-arrangement, either Part 1 or Part 2, the policy will be discharged and there will be no further cover provided. You will need to seek alternative cover for your re-arranged wedding.

No, policy cover is provided for cancellation or rearrangement for a number of reasons known as “insured events” (detailed on page 6 of your policy wording). A reduction in the number of guests is not an insured event covered by your policy.

Your policy covers you for unrecoverable costs in the event you need to make a claim for cancellations or rearrangement under Section 1 either Part 1 for cancellation or Part 2 for rearrangement. Your claim would need to be as a result of something which is specifically covered (an insured event) under this section and is not otherwise excluded or outside the limits of your policy you purchased. For rearrangement specifically we would cover a cost up to but not exceeding 25% more than the original invoice.

If a successful claim is paid under Section 1 Cancellation and Re-arrangement, either Part 1 or Part 2, the policy will be discharged and there will be no further cover provided. You will need to seek alternative cover for your re-arranged wedding.

Your policy covers you for unrecoverable costs in the event you need to make a claim for cancellations or rearrangement under Section 1 either Part 1 for cancellation or Part 2 for rearrangement.. Your claim would need to be as a result of something which is specifically covered (an “insured event”) under this section and is not otherwise excluded or outside the limits of your policy you purchased.

We would cover a cost up to but not exceeding 25% more than the original invoice, in respect to rearrangement costs specifically, up to the limit in the schedule. Our claims team will require specific details of the reason for the closure to assess whether this is as a result of an insured event covered by your policy.

If a successful claim is paid under Section 1 Cancellation and Re-arrangement, either Part 1 or Part 2, the policy will be discharged and there will be no further cover provided. You will need to seek alternative cover for your re-arranged wedding.

Yes, you can change the wedding date on your policy and cover will be provided under the same terms and conditions as your current policy. However, you cannot make a cancellation or rearrangement claim for this reason, as this is not an insured event covered under Section 1 (Part 1 – Cancellation or Part 2 – Rearrangement) of your policy.

Please note that the new wedding date(s) must be within 36 months from the original wedding date that you confirmed when the policy was originally purchased, and your reception must take place within 21 days of your wedding ceremony. This change may be subject to a small additional premium and we will advise you if this applies when you contact us.

We are unable to advise you on whether to pay your balance or not. It is best to contact your venue and suppliers to understand what options they could assist you with and, if numbers of guests are restricted, whether they will reduce the costs of their services in line with reduced guest numbers.
The Competition and Markets Authority have published guidance relating to businesses failing to respect cancellation rights during the Coronavirus (Covid-19) pandemic which can be located here:
https://www.gov.uk/government/publications/cma-to-investigate-concerns-about-cancellation-policies-during-the-coronavirus-covid-19-pandemic

No, this is not a situation that the policy provides cover for.

No, the policy provides cover in the event of death, injury or sickness of you (the policyholder) or a close relative (as defined within the policy). Sickness must be supported by medical evidence; self-isolation or shielding alone does not constitute sickness and is not covered by your policy.

Your policy covers you for unrecoverable costs in the event you need to make a claim for cancellations or rearrangement under Section 1 Part 1 Cancellation or Part 2 Rearrangement. Your claim would need to be as a result of something which is specifically covered (an insured event) under this section and is not otherwise excluded or outside the limits of your policy you purchased. We would cover costs a cost up to but not exceeding 25% more than the original invoice cost, in respect to rearrangement costs specifically, up to the limit in the schedule.
If a successful claim is paid under Section 1 Cancellation and Re-arrangement, either Part 1 or Part 2, the policy will be discharged and there will be no further cover provided. You will need to seek alternative cover for your re-arranged wedding.

Your policy covers you for your event not the number of attendees or reduction in numbers. As a result, there would be no cover under your policy for this type of claim.

You will only be covered under your policy if your wedding has been cancelled as a result of something which is specifically covered (an insured event) under Section 1 (Part 1 – Cancellation) of your policy, subject to the remaining terms, conditions and limits of the policy you purchased.

Your policy provides cover for the death, injury or sickness of you or your close relative which would make continuance of the wedding inappropriate. You would need to provide evidence of a diagnosed COVID-19 infection and details of why the continuance of the wedding is inappropriate.
If a successful claim is paid under Section 1 Cancellation and Re-arrangement, either Part 1 or Part 2, the policy will be discharged and there will be no further cover provided. You will need to seek alternative cover for your re-arranged wedding.

Under Section 1 Part 2, you are covered for rearrangement of your Wedding Services up to a cost a cost up to but not exceeding 25% more than the original invoice. The definition of wedding services is contained within your policy wording, provided at time of purchase.
If a successful claim is paid under Section 1 Cancellation and Re-arrangement, either Part 1 or Part 2, the policy will be discharged and there will be no further cover provided. You will need to seek alternative cover for your re-arranged wedding.

Under Section 1 Part 2, you are covered for rearrangement of your Wedding Services up to a cost a cost up to but not exceeding 25% more than the original invoice subject to the limit outlined in the schedule. The definition of wedding services is contained within your policy wording, provided at time of purchase.
If a successful claim is paid under Section 1 Cancellation and Re-arrangement, either Part 1 or Part 2, the policy will be discharged and there will be no further cover provided. You will need to seek alternative cover for your re-arranged wedding.